Said Megan and her team made his first purchase feel comfortable start to finish, treated him as an individual, and answered every question fast.
John M. · Oak Forest, ILFirst-time buyer
Chicagoland · Fairway Home Mortgage
Megan Wendtland is a Branch Manager and mortgage lender who's guided Chicagoland buyers since 2014 — condos, houses, first homes and forever homes. Real answers, no jargon, no pressure.
★ 4.91 average across 425+ verified reviews · NMLS #1249084

Meet Megan
Megan has been in mortgages since 2014 and leads a Fairway Home Mortgage branch serving buyers across Chicagoland — from the city's condo towers to the southwest suburbs she calls home. She's a Zillow 5-Star Lender, a Military Mortgage Specialist, and the kind of lender who answers her phone.
Her team's whole thing is communication: you'll always know exactly where your loan stands, what happens next, and why. That's how 425+ clients ended up leaving 4.91-star reviews — and why so many come back for house number two.
Big in Chicagoland
Condos come with HOAs, assessments, and lender rules that single-family homes don't have. Here's the four-step condo path:
Your real monthly number includes assessments. Megan builds the payment around the whole picture, not just the list price.
Warrantable or not? Owner-occupancy, reserves, litigation — Megan's team reviews the condo questionnaire before you fall in love.
Conventional, FHA-approved buildings, or flexible options for non-warrantable units — the building often chooses the loan.
Condo docs add steps. Megan's team runs them early so your closing date is a date, not a hope.
Loan programs
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Learn more →The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Learn more →For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Learn more →$0 down for homes in eligible smaller communities — many Twin Cities exurbs qualify, and most buyers have no idea.
Learn more →Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Learn more →Illinois has real down payment help — IHDA programs can put thousands toward your down payment and closing costs.
Learn more →Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Megan will show you. When it doesn’t, he’ll tell you.
Learn more →Totally normal. Text Megan what you're trying to do and she'll tell you which programs actually fit — in plain English.
💬 Text MeganReal clients, real reviews
Pulled from Experience.com, Google, Zillow & Facebook — every word verified, every buyer real.
Said Megan and her team made his first purchase feel comfortable start to finish, treated him as an individual, and answered every question fast.
John M. · Oak Forest, ILFirst-time buyer
Called Megan and her team awesome — no surprises, no secrets, and felt they always had his best interests at heart. Plans to work with them forever.
Ragji H. · Joliet, ILRepeat client
Said Megan and Jennifer stayed on top of everything the entire way, responded quickly, and made the process smooth and easy.
Patrick O. · Mokena, ILPurchase
Highlighted the clear, constant communication from the whole team throughout her loan.
Susan F. · Winfield, ILPurchase
Felt guided and informed at every step of the process from application to closing.
Conner H. · Orland Park, ILPurchase
Kept it simple: the whole experience with Megan and the team was a good one.
Nathaniel D. · Chicago, ILCity buyer
Said Megan and her team made his first purchase feel comfortable start to finish, treated him as an individual, and answered every question fast.
John M. · Oak Forest, ILFirst-time buyer
Called Megan and her team awesome — no surprises, no secrets, and felt they always had his best interests at heart. Plans to work with them forever.
Ragji H. · Joliet, ILRepeat client
Said Megan and Jennifer stayed on top of everything the entire way, responded quickly, and made the process smooth and easy.
Patrick O. · Mokena, ILPurchase
Highlighted the clear, constant communication from the whole team throughout her loan.
Susan F. · Winfield, ILPurchase
Felt guided and informed at every step of the process from application to closing.
Conner H. · Orland Park, ILPurchase
Kept it simple: the whole experience with Megan and the team was a good one.
Nathaniel D. · Chicago, ILCity buyer
No dumb questions
What's an assessment? Is 20% down actually required? (No.) Does getting pre-approved hurt your credit? (Barely, and it's worth it.) The Learn hub covers the questions people are afraid to ask.
Browse the Learn hubBigger than mortgages
Megan is a Military Mortgage Specialist — and Fairway backs that up company-wide through the American Warrior Initiative, its nonprofit dedicated to giving back to veterans and first responders: service-dog donations, business grants, and mortgage-free homes for those who served.
Two minutes, worth watching:
VA loans with Megan →Fairway's American Warrior Initiative
One text starts it. No commitment, no credit pull, no pressure — just answers about what's possible for you in this market.